Our Insurance Products

Our cargo and marine insurance provides comprehensive protection for your goods throughout their entire journey — from the seller's warehouse to your door. Whether you're importing consumer electronics from Asia or exporting agricultural products to Europe, our policies are tailored to your trade.

We offer Institute Cargo Clauses A, B, and C cover, plus specialist endorsements for high-value, fragile, or temperature-sensitive cargo. Cover is available on a per-shipment basis or as an annual open cover for regular shippers.

• All-risks cover (ICC-A) available
• Sea, air, road, and multimodal shipments
• Import and export cover
• Annual open cover policies for regular shippers
• War and strikes risk cover available
• Reefer/temperature-sensitive cargo
• High-value cargo endorsements
• Sue and Labour clause included
• Complimentary container tracking portal

Your business premises, contents, and equipment represent a significant investment. Our commercial property insurance protects you against the unexpected — fire, storm, flood, theft, vandalism, and more. Cover extends across all Australian states and territories.

We offer both defined-events and accidental-damage policies, with optional business interruption cover to protect your income if you're forced to temporarily close following a loss.

• Building, contents, and stock cover
• Fire, flood, storm, and earthquake
• Theft and malicious damage
• Accidental damage option
• Business interruption (loss of income)
• Machinery breakdown extension
• Covers leased and owned premises
• Glass breakage included

One accident can expose your business to significant legal costs and compensation claims. Our business liability insurance covers your legal liability to third parties for bodily injury and property damage arising from your business operations or products.

Available with limits from $5M to $50M, with combined public and products liability in a single policy. Essential for any business that interacts with customers, suppliers, or the public.

• Public liability — third party injury/damage
• Products liability — defective goods
• Cover limits from $5M to $50M
• Legal defence costs included
• Australia-wide coverage
• Contractual liability extension available
• Suitable for all business sizes

For freight forwarders, 3PL operators, and logistics businesses, our transit and freight liability policies provide protection against claims arising from loss or damage to goods in your care, custody, and control.

We cover domestic road freight across all Australian states, rail, coastal shipping, and combined air/sea logistics operations. Essential for any business that handles third-party goods.

• Carrier's liability cover
• Freight forwarder's liability
• Customs broker's liability
• Road, rail, sea, and air
• Refrigerated goods cover
• Dangerous goods endorsement available
• Sub-contractor exposure cover

If a client suffers a financial loss due to an error, omission, or negligence in the professional services you provide, you could face costly legal action. Our professional indemnity insurance covers your defence costs and any damages awarded.

Available to consultants, advisers, IT professionals, engineers, accountants, and many other professional service providers operating in Australia.

• Legal defence costs covered
• Damages and settlements
• Retroactive cover available
• Run-off cover for closed businesses
• Claims-made policy basis
• Limit options from $500K to $10M
• Multiple-profession endorsements

Our Business Pack bundles property, liability, and business interruption insurance into a single, cost-effective policy — perfect for Australian small and medium businesses who want comprehensive cover without complexity.

Choose from our Essentials, Standard, or Premium tiers. All tiers include 24/7 emergency claims support and a dedicated broker contact.

• Property — building & contents
• Public and products liability
• Business interruption cover
• Theft and money cover
• Glass and signage
• Employee dishonesty option
• Cyber liability extension available
• No-claim discount each year